/* Self-hosted fonts (latin subset, from Fontsource), 11-11-2026 */
@font-face{font-family:'Libre Caslon Display';font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/libre-caslon-display-400.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:italic;font-weight:400;font-display:swap;src:url(/fonts/source-serif-4-400i.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/source-serif-4-400.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/source-serif-4-500.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/source-serif-4-600.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/source-serif-4-700.woff2) format('woff2')}
@font-face{font-family:'Public Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/public-sans-400.woff2) format('woff2')}
@font-face{font-family:'Public Sans';font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/public-sans-500.woff2) format('woff2')}
@font-face{font-family:'Public Sans';font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/public-sans-600.woff2) format('woff2')}
@font-face{font-family:'Public Sans';font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/public-sans-700.woff2) format('woff2')}
/* kredietregistraties.nl: hand-written, no framework. Paper, ink and one stamp colour. */
:root {
  --paper: #f7f4ee;
  --paper-2: #eeeae0;
  --card: #fffefb;
  --ink: #0f1c2b;
  --ink-2: #3b4656;
  --ink-3: #5a6270;
  --rule: #dcd6c8;
  --stamp: #7d5f2a;
  --stamp-dark: #5f4720;
  --navy: #0f1c2b;
  --brass: #b08d4c;
  --display: "Libre Caslon Display", "Source Serif 4", Georgia, serif;
  --moss: #3d5a3a;
  --moss-bg: #e3e9d9;
  --warn-bg: #f4e2c9;
  --serif: "Source Serif 4", Georgia, "Times New Roman", serif;
  --sans: "Public Sans", -apple-system, "Segoe UI", Arial, sans-serif;
  --mono: "IBM Plex Mono", ui-monospace, Menlo, monospace;
  --wide: 1120px;
  --text: 680px;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font: 17px/1.62 var(--sans);
  font-feature-settings: "kern", "liga";
}
img, svg { max-width: 100%; display: block; }
a { color: var(--ink); text-decoration-color: var(--stamp); text-decoration-thickness: 1.5px; text-underline-offset: 3px; }
a:hover { color: var(--stamp); }
:focus-visible { outline: 3px solid var(--stamp); outline-offset: 2px; }
h1, h2, h3 { font-family: var(--serif); font-weight: 600; line-height: 1.15; letter-spacing: -0.01em; margin: 0 0 .5em; }
h1, h2 { font-family: var(--display); font-weight: 400; letter-spacing: -0.005em; }
h1 { font-size: clamp(36px, 5.4vw, 60px); line-height: 1.08; }
h2 { font-size: clamp(28px, 3.6vw, 40px); }
h3 { font-size: 21px; }
p { margin: 0 0 1em; }
small, .small { font-size: 14px; color: var(--ink-3); }
.wrap { max-width: var(--wide); margin: 0 auto; padding: 0 24px; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 12px; top: 12px; background: var(--card); padding: 8px 12px; z-index: 9; }

/* Top strip + header */
.strip { background: var(--navy); color: #c9cdd3; font-size: 13px; letter-spacing: .02em; }
.strip .wrap { display: flex; justify-content: space-between; gap: 16px; padding-top: 7px; padding-bottom: 7px; }
.strip a { color: #fff; }
header.site { border-bottom: 1px solid var(--rule); box-shadow: inset 0 -3px 0 -2px var(--brass); background: var(--paper); position: sticky; top: 0; z-index: 5; }
header.site .wrap { display: flex; align-items: center; gap: 28px; height: 78px; }
.logo { display: flex; align-items: center; gap: 13px; text-decoration: none; color: var(--ink); white-space: nowrap; }
.logo .mark { width: 42px; height: 42px; flex: none; }
.logo .word { display: grid; line-height: 1; }
.logo .name { font: 400 17px var(--display); letter-spacing: .16em; text-transform: uppercase; }
.logo .name .tld { color: var(--stamp); letter-spacing: .04em; text-transform: none; }
.logo .tag { font: 500 10px var(--sans); letter-spacing: .26em; text-transform: uppercase; color: var(--ink-3); margin-top: 6px; }
.logo:hover { color: var(--ink); }
@media (max-width: 520px) { .logo .name { font-size: 14px; letter-spacing: .1em; } .logo .tag { display: none; } .logo .mark { width: 36px; height: 36px; } }
nav.main { display: flex; gap: 22px; margin-left: auto; font-size: 15.5px; }
nav.main a { text-decoration: none; color: var(--ink-2); padding: 6px 0; border-bottom: 2px solid transparent; }
nav.main a:hover, nav.main a[aria-current] { color: var(--ink); border-bottom-color: var(--stamp); }
.menu-btn { display: none; margin-left: auto; background: none; border: 1px solid var(--ink); padding: 6px 12px; font: 600 14px var(--sans); border-radius: 3px; }

/* Buttons */
.btn { display: inline-flex; align-items: center; gap: 10px; background: var(--navy); color: #f7f4ee; text-decoration: none; padding: 14px 24px; border-radius: 1px; font: 600 15px var(--sans); letter-spacing: .03em; border: 0; cursor: pointer; box-shadow: inset 0 0 0 1px var(--navy), inset 0 0 0 3px #f7f4ee33, inset 0 0 0 4px var(--brass); }
.btn:hover { background: #1c2d42; color: #fff; }
.btn.ghost { background: transparent; color: var(--ink); box-shadow: inset 0 0 0 1.5px var(--ink); }
.btn.ghost:hover { background: var(--ink); color: var(--paper); }
.btn.small { padding: 8px 14px; font-size: 14.5px; }
.arrow::after { content: "→"; }

/* Hero */
.hero { padding: 64px 0 56px; border-bottom: 1px solid var(--rule); }
.hero .wrap { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.kicker { font: 600 12px var(--sans); letter-spacing: .2em; text-transform: uppercase; color: var(--stamp); margin-bottom: 14px; }
.hero h1 em { font-style: italic; font-weight: 500; }
.lede { font-size: 20px; color: var(--ink-2); max-width: 34em; }
.hero .actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 26px 0 18px; }
.hero .note { font-size: 14.5px; color: var(--ink-3); }

/* The letter on the right of the hero */
.letter { background: var(--card); border: 1px solid var(--rule); padding: 30px 32px 78px; font: 14px/1.55 var(--serif); color: #2b2f2b; box-shadow: 0 1px 0 var(--rule), 8px 10px 0 -1px var(--paper-2), 8px 10px 0 0 var(--rule); transform: rotate(1.2deg); position: relative; }
.letter .meta { font: 12px/1.5 var(--mono); color: var(--ink-3); margin-bottom: 16px; }
.letter .subject { font-weight: 700; margin-bottom: 10px; }
.letter p { margin-bottom: .7em; }
.letter .hl { background: linear-gradient(transparent 55%, #eadbb8 55%); }
.stamp { position: absolute; right: 22px; bottom: 26px; border: 2.5px solid var(--stamp); color: var(--stamp); font: 700 12px/1.25 var(--mono); padding: 6px 10px; text-transform: uppercase; letter-spacing: .08em; transform: rotate(-9deg); opacity: .85; text-align: center; border-radius: 3px; }

/* Facts row */
.facts { display: grid; grid-template-columns: repeat(4, 1fr); border-bottom: 1px solid var(--rule); }
.facts div { padding: 26px 24px; border-right: 1px solid var(--rule); }
.facts div:last-child { border-right: 0; }
.facts b { display: block; font: 600 34px/1 var(--serif); margin-bottom: 8px; }
.facts span { font-size: 14.5px; color: var(--ink-2); }

/* Sections */
section.band { padding: 72px 0; border-bottom: 1px solid var(--rule); }
section.band.alt { background: var(--paper-2); }
.section-head { display: grid; grid-template-columns: 260px 1fr; gap: 40px; margin-bottom: 36px; }
.section-head .num { font: 600 13px var(--mono); color: var(--stamp); text-transform: uppercase; letter-spacing: .06em; padding-top: 10px; border-top: 2px solid var(--ink); }
.section-head p { color: var(--ink-2); max-width: 36em; }
.cols { display: grid; grid-template-columns: 260px 1fr; gap: 40px; }

/* Timeline */
ol.steps { list-style: none; margin: 0; padding: 0; counter-reset: s; }
ol.steps li { display: grid; grid-template-columns: 56px 1fr 140px; gap: 20px; padding: 22px 0; border-top: 1px solid var(--rule); counter-increment: s; }
ol.steps li::before { content: counter(s, decimal-leading-zero); font: 600 26px var(--serif); color: var(--stamp); }
ol.steps h3 { margin-bottom: 4px; }
ol.steps p { color: var(--ink-2); margin: 0; }
ol.steps .when { font: 500 13.5px/1.4 var(--mono); color: var(--ink-3); text-align: right; padding-top: 5px; }

/* Who is it for: two honest lists */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 0; border: 1px solid var(--rule); background: var(--card); }
.split > div { padding: 28px 30px; }
.split > div + div { border-left: 1px solid var(--rule); }
ul.ticks, ul.crosses { list-style: none; padding: 0; margin: 0; }
ul.ticks li, ul.crosses li { padding: 8px 0 8px 30px; position: relative; border-top: 1px dashed var(--rule); }
ul.ticks li:first-child, ul.crosses li:first-child { border-top: 0; }
ul.ticks li::before { content: "✓"; position: absolute; left: 2px; color: var(--moss); font-weight: 700; }
ul.crosses li::before { content: "✕"; position: absolute; left: 2px; color: var(--stamp); font-weight: 700; }

/* Receipt-style prices */
.prices { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; }
.receipt { background: var(--card); border: 1px solid var(--rule); padding: 28px 30px 24px; position: relative; }
.receipt::after { content: ""; position: absolute; left: 0; right: 0; bottom: -8px; height: 8px; background: radial-gradient(circle at 6px 0, transparent 5px, var(--card) 5.5px) 0 0 / 12px 8px repeat-x; }
.receipt .label { font: 600 12.5px var(--mono); text-transform: uppercase; letter-spacing: .07em; color: var(--ink-3); }
.receipt h3 { margin: 6px 0 16px; }
.receipt table { width: 100%; border-collapse: collapse; font-size: 15.5px; }
.receipt td { padding: 7px 0; border-bottom: 1px dotted var(--rule); vertical-align: top; }
.receipt td:last-child { text-align: right; font-family: var(--mono); white-space: nowrap; padding-left: 12px; }
.receipt tr.total td { border-bottom: 0; border-top: 2px solid var(--ink); font-weight: 700; padding-top: 12px; font-size: 17px; }
.receipt .foot { font-size: 14px; color: var(--ink-3); margin-top: 14px; }
.badge { display: inline-block; font: 600 12px var(--mono); padding: 3px 8px; border-radius: 2px; background: var(--moss-bg); color: var(--moss); text-transform: uppercase; letter-spacing: .05em; }

/* Quotes from rulings */
.rulings { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.ruling { border-top: 3px solid var(--ink); padding-top: 16px; }
.ruling .court { font: 600 13px var(--mono); color: var(--ink-3); }
.ruling .out { display: inline-block; font: 700 12px var(--mono); text-transform: uppercase; margin: 8px 0; padding: 2px 7px; }
.out.no { background: var(--warn-bg); color: #7a4512; }
.out.yes { background: var(--moss-bg); color: var(--moss); }
.out.law { background: #e0e3ea; color: #33405a; }

/* FAQ */
details { border-top: 1px solid var(--rule); padding: 0; }
details:last-of-type { border-bottom: 1px solid var(--rule); }
summary { cursor: pointer; list-style: none; padding: 18px 40px 18px 0; font: 600 19px/1.35 var(--serif); position: relative; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 4px; top: 14px; font: 400 26px var(--sans); color: var(--stamp); }
details[open] summary::after { content: "–"; }
details > div { padding: 0 0 18px; color: var(--ink-2); max-width: var(--text); }

/* Callouts */
.callout { border-left: 4px solid var(--stamp); background: var(--card); padding: 16px 20px; margin: 24px 0; }
.callout.law { border-color: #33405a; }
.callout.ok { border-color: var(--moss); }
.callout p:last-child { margin: 0; }
.callout b:first-child { display: block; font-family: var(--serif); font-size: 18px; margin-bottom: 4px; }

/* Article layout */
.page-head { padding: 48px 0 32px; border-bottom: 1px solid var(--rule); }
.page-head h1 { max-width: 20em; font-size: clamp(32px, 4.4vw, 48px); }
.page-head .lede { font-size: 19px; }
.crumbs { font-size: 14px; color: var(--ink-3); margin-bottom: 14px; }
.crumbs a { color: var(--ink-3); }
.article { display: grid; grid-template-columns: minmax(0, var(--text)) 1fr; gap: 64px; padding: 44px 0 80px; }
.prose h2 { font-size: 28px; margin-top: 1.6em; }
.prose h3 { margin-top: 1.4em; }
.prose ul, .prose ol { padding-left: 1.2em; }
.prose li { margin-bottom: .4em; }
.prose table { width: 100%; border-collapse: collapse; margin: 18px 0 24px; font-size: 15.5px; background: var(--card); }
.prose th, .prose td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--rule); vertical-align: top; }
.prose th { font: 600 13px var(--mono); text-transform: uppercase; letter-spacing: .04em; color: var(--ink-3); background: var(--paper-2); }
.prose td code, .prose code { font: 600 14px var(--mono); background: var(--paper-2); padding: 1px 6px; border-radius: 2px; }
.sources { font-size: 14px; color: var(--ink-3); border-top: 1px solid var(--rule); margin-top: 40px; padding-top: 16px; }
.sources ol { padding-left: 1.2em; }
aside.side { position: sticky; top: 96px; align-self: start; font-size: 15px; }
aside.side .box { background: var(--card); border: 1px solid var(--rule); padding: 20px 22px; margin-bottom: 20px; }
aside.side h4, aside.side h2.h { font: 600 13px var(--mono); text-transform: uppercase; letter-spacing: .06em; margin: 0 0 10px; color: var(--ink-3); }
aside.side ul { list-style: none; margin: 0; padding: 0; }
aside.side li { padding: 6px 0; border-top: 1px solid var(--rule); }
aside.side li:first-child { border-top: 0; }
aside.side a { text-decoration: none; }
aside.side a[aria-current] { color: var(--stamp); font-weight: 600; }

/* Knowledge index */
.kb { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0; border-top: 1px solid var(--rule); }
.kb a { display: block; padding: 24px 28px 24px 0; border-bottom: 1px solid var(--rule); text-decoration: none; }
.kb a:nth-child(odd) { border-right: 1px solid var(--rule); }
.kb a:nth-child(even) { padding-left: 28px; }
.kb h3 { margin-bottom: 6px; }
.kb p { color: var(--ink-2); margin: 0; font-size: 15.5px; }
.kb a:hover h3 { color: var(--stamp); }

/* Forms */
form.paper { background: var(--card); border: 1px solid var(--rule); padding: 32px 34px; }
fieldset { border: 0; padding: 0; margin: 0 0 28px; }
legend { font: 600 21px var(--serif); margin-bottom: 14px; padding: 0; }
legend .n { font: 600 13px var(--mono); color: var(--stamp); margin-right: 8px; }
label { display: block; font-weight: 600; font-size: 15px; margin-bottom: 6px; }
label .opt { font-weight: 400; color: var(--ink-3); }
.field { margin-bottom: 18px; }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
input[type=text], input[type=email], input[type=tel], input[type=date], select, textarea {
  width: 100%; font: 16px var(--sans); color: var(--ink); background: #fff; border: 1px solid #bdb5a3; border-radius: 3px; padding: 11px 12px;
}
input:focus, select:focus, textarea:focus { outline: 2px solid var(--stamp); outline-offset: 0; border-color: var(--stamp); }
textarea { min-height: 130px; resize: vertical; }
.hint { font-size: 14px; color: var(--ink-3); margin-top: 5px; }
.choices { display: grid; gap: 8px; }
.choice { display: flex; gap: 12px; align-items: flex-start; font-weight: 400; padding: 12px 14px; border: 1px solid var(--rule); border-radius: 3px; background: #fff; cursor: pointer; }
.choice:hover { border-color: var(--ink-3); }
.choice input { margin-top: 5px; accent-color: var(--stamp); }
.choice b { display: block; font-weight: 600; }
.choice span { color: var(--ink-2); font-size: 15px; }
.error { color: var(--stamp); font-size: 14.5px; margin-top: 5px; font-weight: 600; }
.errors { background: var(--warn-bg); border-left: 4px solid var(--stamp); padding: 14px 18px; margin-bottom: 24px; }
input[type=file] { font: 15px var(--sans); }
.hp { position: absolute; left: -5000px; }

/* Check result */
.verdict { padding: 26px 28px; border: 2px solid var(--ink); background: var(--card); margin-bottom: 28px; }
.verdict.good { border-color: var(--moss); }
.verdict.maybe { border-color: #b07a2a; }
.verdict.low { border-color: var(--stamp); }
.verdict .tag { font: 700 12.5px var(--mono); text-transform: uppercase; letter-spacing: .06em; }
.verdict.good .tag { color: var(--moss); }
.verdict.maybe .tag { color: #8a5a14; }
.verdict.low .tag { color: var(--stamp); }

/* Printable letter */
.print-letter { background: #fff; color: #111; max-width: 760px; margin: 32px auto; padding: 64px 72px; font: 15.5px/1.6 var(--serif); border: 1px solid var(--rule); }
.print-letter .from { margin-bottom: 36px; }
.print-letter .to { margin-bottom: 36px; }
.print-letter .subj { font-weight: 700; margin: 24px 0 20px; }
.print-tools { max-width: 760px; margin: 24px auto 0; display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }

/* CTA band + footer */
.cta { background: var(--navy); color: #e8e4d8; border-top: 3px solid var(--brass); padding: 56px 0; }
.cta .wrap { display: flex; justify-content: space-between; align-items: center; gap: 32px; }
.cta h2 { color: #fff; margin: 0 0 6px; }
.cta p { margin: 0; color: #bdb8aa; }
footer.site { padding: 48px 0 32px; font-size: 14.5px; color: var(--ink-2); }
footer.site .grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 32px; }
footer.site h4, footer.site h2.h { font: 600 12.5px var(--mono); text-transform: uppercase; letter-spacing: .07em; margin: 0 0 10px; color: var(--ink-3); }
footer.site ul { list-style: none; padding: 0; margin: 0; }
footer.site li { padding: 3px 0; }
footer.site a { color: var(--ink-2); }
.disclaimer { border-top: 1px solid var(--rule); padding-top: 18px; font-size: 13.5px; color: var(--ink-3); }

/* Phones and tablets */
@media (max-width: 920px) {
  .hero .wrap, .section-head, .cols, .article { grid-template-columns: 1fr; gap: 28px; }
  .letter { transform: none; max-width: 520px; }
  .facts { grid-template-columns: 1fr 1fr; }
  .facts div:nth-child(2) { border-right: 0; }
  .facts div:nth-child(-n+2) { border-bottom: 1px solid var(--rule); }
  .rulings { grid-template-columns: 1fr; }
  aside.side { position: static; }
  footer.site .grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  body { font-size: 16.5px; }
  .wrap { padding: 0 16px; }
  .strip .wrap span:last-child { display: none; }
  nav.main { display: none; position: absolute; top: 68px; left: 0; right: 0; background: var(--paper); flex-direction: column; gap: 0; padding: 8px 16px 16px; border-bottom: 1px solid var(--rule); }
  nav.main.open { display: flex; }
  nav.main a { padding: 12px 0; border-bottom: 1px solid var(--rule); }
  .menu-btn { display: block; }
  .hero { padding: 40px 0; }
  .lede { font-size: 18px; }
  section.band { padding: 52px 0; }
  ol.steps li { grid-template-columns: 40px 1fr; }
  ol.steps .when { grid-column: 2; text-align: left; padding: 0; }
  .split, .prices, .kb, .row2 { grid-template-columns: 1fr; }
  .split > div + div { border-left: 0; border-top: 1px solid var(--rule); }
  .kb a, .kb a:nth-child(even) { padding: 20px 0; border-right: 0; }
  .cta .wrap { flex-direction: column; align-items: flex-start; }
  form.paper { padding: 22px 18px; }
  .print-letter { padding: 32px 22px; }
  footer.site .grid { grid-template-columns: 1fr; }
}
@media print {
  .strip, header.site, footer.site, .print-tools, .cta { display: none !important; }
  body { background: #fff; }
  .print-letter { border: 0; margin: 0; padding: 0; max-width: none; }
}
.verdict { scroll-margin-top: 90px; }
.choices.two { grid-template-columns: 1fr 1fr; }
@media (max-width: 760px) { .choices.two { grid-template-columns: 1fr; } }

/* "How a case goes": a dated case log instead of numbered steps */
.howto { display: grid; grid-template-columns: minmax(0, 360px) minmax(0, 1fr); gap: 56px; align-items: start; }
.howto-intro p { color: var(--ink-2); }
.log { margin: 0; background: var(--card); border: 1px solid var(--rule); position: relative; box-shadow: 0 1px 0 var(--rule), 6px 7px 0 -1px var(--paper-2), 6px 7px 0 0 var(--rule); }
.log::before { content: ""; position: absolute; top: 0; bottom: 0; left: 92px; width: 1.5px; background: #dcc9a2; }
.log-head { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; padding: 14px 20px 12px 108px; border-bottom: 1.5px solid var(--ink); font: 600 13px var(--mono); letter-spacing: .03em; }
.log-tag { color: var(--ink-3); font-weight: 500; }
.log table { width: 100%; border-collapse: collapse; }
.log td { padding: 13px 14px 13px 0; border-bottom: 1px solid #ebe5d7; vertical-align: top; font-size: 15.5px; line-height: 1.45; }
.log tr:last-child td { border-bottom: 0; padding-bottom: 22px; }
.log td small { display: block; color: var(--ink-3); font-size: 14px; margin-top: 2px; }
.log td.d { width: 92px; padding-left: 18px; font: 600 13px/1.4 var(--mono); color: var(--ink-2); white-space: nowrap; }
.log td.d small { font: 500 11.5px var(--mono); margin-top: 3px; }
.log td.w { width: 64px; padding-left: 16px; }
.log tr.quiet td:last-child { color: var(--ink-2); }
.who { display: inline-block; font: 600 11px/1 var(--mono); text-transform: uppercase; letter-spacing: .05em; padding: 4px 6px 3px; border-radius: 2px; border: 1px solid currentColor; }
.who.you { color: var(--ink-2); }
.who.us { color: var(--stamp); }
.who.bank { color: #33405a; }
.log-stamp { position: absolute; right: 26px; bottom: 30px; border: 2.5px solid var(--moss); color: var(--moss); font: 700 14px/1.2 var(--mono); text-transform: uppercase; letter-spacing: .1em; padding: 7px 12px 6px; transform: rotate(-7deg); text-align: center; opacity: .9; border-radius: 3px; background: rgba(255,253,248,.85); }
.log-stamp small { font: 600 10.5px var(--mono); letter-spacing: .04em; }
@media (max-width: 920px) { .howto { grid-template-columns: 1fr; gap: 28px; } }
@media (max-width: 760px) {
  .log::before { left: 70px; }
  .log-head { padding-left: 84px; }
  .log td.d { width: 70px; padding-left: 12px; font-size: 12px; }
  .log td.w { width: 44px; padding-left: 10px; }

  .log-stamp { position: static; display: inline-block; margin: 0 0 18px 84px; }
}
.log tr:last-child td:last-child { padding-right: 170px; }
@media (max-width: 760px) { .log tr:last-child td:last-child { padding-right: 14px; } }

/* Price comparison bars */
.cmp { display: grid; gap: 8px; }
.cmp-row { display: grid; grid-template-columns: 190px 1fr 80px; gap: 14px; align-items: center; font-size: 15.5px; }
.cmp-track { background: var(--paper-2); height: 22px; border-radius: 0 4px 4px 0; }
.cmp-bar { height: 22px; background: var(--ink-3); border-radius: 0 4px 4px 0; }
.cmp-price { text-align: right; font: 600 15px var(--mono); }
.cmp-row.ours .cmp-name, .cmp-row.ours .cmp-price { color: var(--stamp); font-weight: 700; }
.cmp-row.ours .cmp-bar { background: var(--stamp); min-width: 6px; }
.prose table.claims td:first-child { font-family: var(--serif); font-style: italic; width: 38%; }
@media (max-width: 760px) { .cmp-row { grid-template-columns: 1fr 70px; } .cmp-track { grid-column: 1 / -1; grid-row: 2; } }
@media (max-width: 760px) { .cmp-name { grid-row: 1; grid-column: 1; } .cmp-price { grid-row: 1; grid-column: 2; } }
.cmp-track { position: relative; }
.cmp-range { position: absolute; left: 0; top: 0; height: 22px; border-radius: 0 4px 4px 0; background: repeating-linear-gradient(135deg, rgba(166,58,36,.22) 0 5px, rgba(166,58,36,.08) 5px 10px); box-shadow: inset 0 0 0 1px rgba(166,58,36,.35); }
.cmp-row.ours .cmp-bar { position: relative; }
.cmp-key { display: flex; gap: 8px 22px; flex-wrap: wrap; margin-top: 12px; font-size: 14px; color: var(--ink-2); }
.cmp-key .k { display: inline-block; width: 14px; height: 10px; margin-right: 7px; vertical-align: 0; border-radius: 2px; }
.cmp-key .k.solid { background: var(--stamp); }
.cmp-key .k.range { background: repeating-linear-gradient(135deg, rgba(166,58,36,.35) 0 3px, rgba(166,58,36,.1) 3px 6px); box-shadow: inset 0 0 0 1px rgba(166,58,36,.4); }
.receipt tr.extra td { border-bottom: 0; font-size: 14px; color: var(--ink-3); padding-top: 6px; }

/* Phase-by-phase process and costs */
.phases { background: var(--card); border: 1px solid var(--rule); }
.ph-head, .ph { display: grid; grid-template-columns: 110px minmax(0, 1fr) 150px 150px; }
.ph-head { font: 600 12px var(--mono); text-transform: uppercase; letter-spacing: .05em; color: var(--ink-3); border-bottom: 1.5px solid var(--ink); }
.ph-head span { padding: 12px 16px; }
.ph { border-bottom: 1px solid var(--rule); }
.ph > div { padding: 18px 16px; }
.ph-n { font: 600 12.5px var(--mono); text-transform: uppercase; color: var(--ink-3); letter-spacing: .04em; border-right: 1px solid var(--rule); }
.ph-n b { display: block; font: 600 34px/1 var(--serif); color: var(--stamp); margin-bottom: 4px; letter-spacing: 0; }
.ph-body h3 { font-size: 19px; margin-bottom: 8px; }
.ph-body ul { margin: 0 0 10px; padding-left: 1.1em; font-size: 15px; color: var(--ink-2); }
.ph-body li { margin-bottom: 4px; }
.ph-term { font: 500 12.5px var(--mono); color: var(--ink-3); }
.ph-off, .ph-us { font: 600 17px var(--mono); border-left: 1px solid var(--rule); }
.ph-off small, .ph-us small { display: block; font: 400 13px/1.4 var(--sans); color: var(--ink-3); margin-top: 6px; }
.ph-us { color: var(--stamp); }
.ph-us.ph-cont { color: var(--ink-3); font: 500 13px var(--mono); }
.ph-price { font-size: 22px; }
.ph.court { background: #f8f4ea; }
.ph-sum { padding: 18px 20px; display: grid; gap: 6px; font-size: 15.5px; background: var(--paper-2); }
@media (max-width: 920px) {
  .ph-head { display: none; }
  .ph { grid-template-columns: 70px minmax(0, 1fr); }
  .ph-n { grid-row: span 3; }
  .ph-off, .ph-us { border-left: 0; padding-top: 0 !important; font-size: 15px; }
  .ph-off::before { content: "Officieel: "; font: 500 12px var(--mono); color: var(--ink-3); }
  .ph-us::before { content: "Wij: "; font: 500 12px var(--mono); color: var(--ink-3); }
}
.prices.three { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
@media (max-width: 920px) { .prices.three { grid-template-columns: 1fr; } }
.ph-n b { text-transform: none; }
.letter { font-size: 13px; line-height: 1.5; padding-top: 26px; }
.letter .from { text-align: right; font-size: 12px; color: var(--ink-3); margin-bottom: 10px; }
.letter .to { margin-bottom: 14px; }
.letter .meta { margin-bottom: 10px; }
.letter table.refs { border-collapse: collapse; margin: 0 0 14px; font-size: 12.5px; }
.letter table.refs td { padding: 1px 12px 1px 0; border: 0; vertical-align: top; }
.letter table.refs td:first-child { font: 600 10.5px/1.9 var(--mono); text-transform: uppercase; letter-spacing: .06em; color: var(--ink-3); }
.letter table.refs tr:first-child td:last-child { font-weight: 700; }
.letter .cite { color: var(--ink-3); font-size: 12px; }

/* Less template, more chambers: no monospace, no pills, no tilted props, no rounded corners */
:root { --mono: "Source Serif 4", Georgia, serif; }
*, *::before, *::after { border-radius: 0 !important; }
table, .cmp, .receipt, .phases { font-variant-numeric: tabular-nums lining-nums; }
.section-head { display: block; max-width: 760px; margin-bottom: 34px; }
.section-head h2 { margin-bottom: 12px; }
.faq { max-width: 860px; }
.hero { padding: 72px 0 64px; }
.hero h1 em { font-style: italic; font-weight: 400; color: var(--ink-2); }
.hero .actions { align-items: center; gap: 22px; }
.textlink { font-size: 15.5px; color: var(--ink-2); }
.letter { transform: none; box-shadow: 0 1px 2px rgba(15,28,43,.06), 0 18px 40px -24px rgba(15,28,43,.35); border-color: #e6e1d5; padding-bottom: 30px; }
.letter .sig { margin-top: 14px; }
.letter .sig span { display: inline-block; margin-top: 18px; font: italic 400 17px var(--display); }
.letter .meta, .letter table.refs td:first-child { font-family: var(--sans); font-size: 11px; letter-spacing: .04em; }
.letter table.refs td:first-child { text-transform: none; font-weight: 600; }
/* labels: quiet small caps instead of mono tags */
.receipt .label, .ruling .court, .ph-head, .ph-n, .log-tag, .log-head, .cmp-key, .ph-term { font-family: var(--sans) !important; }
.receipt .label { font-size: 11.5px; letter-spacing: .14em; color: var(--stamp); }
.receipt { border-top: 2px solid var(--navy); }
.receipt::after { display: none; }
.receipt td:last-child { font-family: var(--serif); }
.ruling { border-top: 1px solid var(--ink); }
.ruling .out { background: none !important; padding: 0; font: italic 500 15px var(--serif); text-transform: none; color: var(--stamp); }
.ruling .court { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; }
.who { border: 0 !important; padding: 0; background: none !important; font: 600 10.5px/1.4 var(--sans); letter-spacing: .12em; }
.log-stamp { display: none; }
.ph-n b { font-family: var(--display); font-weight: 400; color: var(--ink); }
.ph-off, .ph-us { font-family: var(--serif); }
.facts b { font-family: var(--display); font-weight: 400; font-size: 38px; }
.kicker { display: none; }

/* Closing block: a letterhead sign-off instead of a dark banner */
.cta { background: var(--paper); color: var(--ink); border-top: 0; padding: 0; }
.cta .wrap { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr); gap: 64px; align-items: start; padding-top: 64px; padding-bottom: 64px; border-top: 3px double var(--ink); }
.cta h2 { color: var(--ink); margin: 0 0 12px; }
.cta p { color: var(--ink-2); max-width: 32em; margin: 0 0 24px; }
.cta-facts { margin: 6px 0 0; border-top: 1px solid var(--rule); }
.cta-facts div { display: grid; grid-template-columns: 130px 1fr; gap: 16px; padding: 13px 0; border-bottom: 1px solid var(--rule); }
.cta-facts dt { font: 600 11.5px/1.9 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: var(--stamp); }
.cta-facts dd { margin: 0; font: 400 17px var(--serif); }
@media (max-width: 860px) { .cta .wrap { grid-template-columns: 1fr; gap: 32px; padding-top: 44px; padding-bottom: 44px; } }

/* FAQ: numbered like articles, a quiet caret instead of plus signs */
.faq > div { counter-reset: q; }
.faq details { counter-increment: q; }
.faq summary { display: grid; grid-template-columns: 34px 1fr 20px; align-items: baseline; padding: 18px 0; font-weight: 500; }
.faq summary::before { content: counter(q) "."; font: 400 18px var(--display); color: var(--stamp); }
.faq summary::after { content: "›"; position: static; font: 400 22px/1 var(--serif); color: var(--ink-3); transition: transform .15s; justify-self: end; }
.faq details[open] summary::after { content: "›"; transform: rotate(90deg); }
.faq summary:hover { color: var(--stamp); }
.faq details > div { padding: 0 0 20px 34px; }

@media (max-width: 520px) { .cta-facts div { grid-template-columns: 96px minmax(0, 1fr); gap: 10px; } .cta-facts dd { font-size: 15.5px; overflow-wrap: anywhere; } }
@media (max-width: 520px) { .cta-facts dt { letter-spacing: .06em; font-size: 10.5px; } }
.receipt .intro { display: block; font: 400 12.5px var(--sans); color: var(--stamp); margin-top: 2px; }
.intro-note { font: italic 400 16px var(--serif); color: var(--stamp); margin: -4px 0 12px; }
.team { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 32px; margin: 18px 0 20px; border-top: 1px solid var(--ink); }
.team > div { padding: 18px 0; border-bottom: 1px solid var(--rule); }
.team h3 { font-size: 19px; margin-bottom: 6px; }
.team p { margin: 0; font-size: 15.5px; color: var(--ink-2); }
@media (max-width: 700px) { .team { grid-template-columns: 1fr; } }

/* Law, rulings and news pages (11-11-2026) */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; margin: 22px 0 10px; border: 1px solid var(--rule); background: var(--card); }
.stats div { padding: 16px 18px; border-left: 1px solid var(--rule); }
.stats div:first-child { border-left: 0; }
.stats dt { font-size: 13px; color: var(--ink-3); margin: 0 0 4px; }
.stats dd { margin: 0; font-family: var(--display); font-size: 30px; line-height: 1.1; color: var(--navy); }
@media (max-width: 640px) { .stats { grid-template-columns: 1fr 1fr; } .stats div:nth-child(3) { border-left: 0; } .stats div:nth-child(n+3) { border-top: 1px solid var(--rule); } }
.reg-filter { display: flex; flex-wrap: wrap; gap: 14px 20px; align-items: end; margin: 6px 0 14px; }
.reg-filter label { display: grid; gap: 4px; font-size: 14px; color: var(--ink-3); }
.reg-filter select { font: inherit; font-size: 15px; padding: 7px 10px; border: 1px solid var(--rule); background: var(--card); color: var(--ink); min-width: 12em; }
.reg-wrap { overflow-x: auto; margin: 0 0 24px; }
.prose table.reg { margin: 0; font-size: 15px; }
.prose table.reg td { vertical-align: top; }
.prose table.reg td.d { white-space: nowrap; font-size: 14px; }
.prose table.reg tr[hidden] { display: none; }
.prose table th.num, .prose table td.num { text-align: right; }
[class^="out-"] { display: inline-block; font-size: 13.5px; font-weight: 600; white-space: nowrap; padding-left: 10px; border-left: 3px solid var(--rule); }
.out-toegewezen { border-color: #3d6b4f; color: #2f5a40; }
.out-deels { border-color: var(--brass); color: var(--stamp); }
.out-afgewezen { border-color: #8a3b32; color: #7a3129; }
.out-principe { border-color: var(--navy); color: var(--navy); }
.timeline { list-style: none; padding: 0; margin: 26px 0 30px; border-left: 1px solid var(--brass); }
.timeline li { display: grid; grid-template-columns: 8.5em 1fr; gap: 16px; padding: 0 0 18px 20px; position: relative; }
.timeline li::before { content: ""; position: absolute; left: -4px; top: 9px; width: 7px; height: 7px; background: var(--brass); }
.timeline li.next::before { background: var(--paper); border: 1px solid var(--brass); width: 5px; height: 5px; }
.timeline time { font-family: var(--display); color: var(--stamp); font-size: 16px; padding-top: 1px; }
@media (max-width: 640px) { .timeline li { grid-template-columns: 1fr; gap: 2px; } }
.news { list-style: none; padding: 0; margin: 0; }
.news li { padding: 22px 0; border-top: 1px solid var(--rule); display: grid; grid-template-columns: 9em 1fr; gap: 20px; }
.news li:last-child { border-bottom: 1px solid var(--rule); }
.news time { font-family: var(--display); color: var(--stamp); font-size: 16px; }
.news .org { display: block; font-size: 13px; color: var(--ink-3); margin-top: 4px; }
.news h3 { margin: 0 0 6px; font-size: 20px; }
.news p { margin: 0 0 6px; }
.news .agenda time::after { content: " · komt eraan"; font-family: var(--sans); font-size: 12.5px; color: var(--ink-3); }
@media (max-width: 640px) { .news li { grid-template-columns: 1fr; gap: 6px; } }
.article > .prose { min-width: 0; }
.stats dd { white-space: nowrap; font-size: 28px; }
@media (max-width: 700px) {
  .prose table.reg, .prose table.reg tbody, .prose table.reg tr, .prose table.reg td { display: block; width: auto; }
  .prose table.reg thead { display: none; }
  .prose table.reg tr { border-top: 1px solid var(--rule); padding: 12px 0; }
  .prose table.reg td { border: 0; padding: 2px 0; }
  .prose table.reg td.d { white-space: normal; }
  .reg-filter select { min-width: 0; width: 100%; }
  .reg-filter label { flex: 1 1 40%; }
}
@media (max-width: 700px) { .prose table:not(.reg):not(.claims) { display: block; overflow-x: auto; font-size: 14.5px; } }
.prose table.lenders td:first-child { width: 34%; font-weight: 600; }
.prose table.lenders td:last-child { width: 24%; font-size: 14.5px; }